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I hope
you found this site useful in your search for autos. You can find more by going
to the google search bar above and typing in autos. Google is the best search
engine. If you would like a site like this with all the links, click here.
How
to Find a Good, Clean, Used Car and Pay Less
Author : Amit
How to buy a Car
Buying a car is
usually our second biggest investment after our home purchase and most of us
will do it more than once in our life.
There is something emotional about
cars, it represents our taste and style, our economic status and our character.
Some women even claim that a car is a man's extension of his reproductive organ.
One the other hand (the good hand :-) there are women out there that might
express their exhibitionism and extravagance by choosing to drive a red flashy
car for the whole world to notice them. Both sexes would agree they sometimes
feel they fall in love with a certain car model.
There are people who get
very existed from a small scratch on the cars lower side, as if it were their
own skin. The beauty of the car, its aerodynamics shape, the gadgets inside, the
seats the feel of it all play a major part in our decision making.
In our
modern life it's almost impossible to function without one and it's expensive to
acquire, to finance and to maintain.
Buying a Used Car
The
question I would like to bring up here is whether it's wise to buy a used car or
to make an additional effort and buy a new car.
If you look at it purely
from an economical stand point then it's quiet obvious that due to the fact that
you miss out on the heaviest depreciation hit the average car absorbs in the
first two and three years it's wise to buy a used car. A car of two or even
three years on the road is basically a new car and in some cases didn't even
finished the manufacturers original bumper to bumper warranty. (Not included
labor :-(
On the average you might save on a used car anywhere between
$3,000 to $8,000. In case you know how to do it via a car dealer that will buy
the car for you at a car auction limited to car dealers only (for a couple of
hundreds of Dollars commission(you might even get a real bargain. Search:
carbuyingtips.com/auto-auctions
Another good reason to buy a used car is
the fact you can put your hands on a bigger or better or in other words more car
for the same budget as the new smaller car would have cost you.
More and
more manufacturers offer "certified pre-owned" programs. Cars sold as certified
pre-owned (CPO) bridge the gap between new and used. They are subject to a
rigorous inspection and repair process, and usually are covered by a warranty
from the manufacturer. CPO cars will usually cost a bit more, but the added
warranty and peace of mind makes them a good value.
If you want to get
extended warranty look at: carbuyingtips.com/warranty
Where do you get
the market value of the cars, that's pretty easy, all you have to do is follow
this link: Blue Book - Used Car Values at: cars.com/go/index
When
purchasing a used car you should protect yourself from buying a flood damaged
vehicle by doing a little research and by having the vehicle thoroughly checked
by a mechanic. Rain, thunderstorms, swelling rivers and seasonal hurricanes
hitting the coastlines all contribute to flooding disasters that can mean
serious water damage to vehicles in those areas.
Water damage from 1999's
Hurricane Floyd ruined approximately 75,000 vehicles and more than half of those
ended up back on the road. Tropical Storm Allison damaged another 95,000 in 2001
and Hurricane Ivan left more than 100,000 vehicles water-logged. The numbers for
Hurricane Katrina are expected to skyrocket above half-a-million and safety
experts warn that many of these flood damaged vehicles also will be dried out
and offered for sale. Hurricanes and tropical storms, however, are only part of
the problem.
Flooding can occur throughout the year and in any part of
the country; however, auto industry analysts caution consumers that the risk of
buying a flood damaged car is not limited to these areas. Flood damaged cars are
often repaired cosmetically, and moved to adjacent states or even across the
country where they are sold to unsuspecting consumers. These floodwaters can
cause damage to vehicle computer and electrical systems, as well as potentially
causing anti-lock braking and airbag systems to malfunction . World Trade Center
Damaged Cars, thousands of cars were damaged in New York City on 9/11/2001. It's
a prime example of disasters having long term effects other than the initial
death and destruction. These cars will no doubt be salvaged, rebuilt, sold at
car auctions and have their titles rebuilt, most likely out of state.
An
important help is the nationwide history data base of the cars in terms of
damages, salvaged, lemon, flooded, fraud, accidents, rental etc' you can look it
up at: carfax.com
In addition it's recommended you have a mechanic check
it out A certified, trusted mechanic will test the electrical and safety
systems, two of the major components that water can affect. They can also look
for signs of water damage that may not be visible to the untrained
eye.
Car Donation
It is estimated that every year, more
than a million Americans donated their cars. Why do they donate their car? Well,
few reasons: A. The proceeds go to charity organizations and it provides for the
donor a good feeling of contributing to society. B. its tax deductible (Less
than it used to). C. The car is being towed or driven away by the company who
arranged the deal.
Unfortunately, whether through ignorance, confusion or
greed, a substantial percentage of car donors have been deducting the full
"suggested retail price" - what a dealer would get for reselling your trade-in
instead of the fair market value. That's far more than the IRS had intended,
costing the government millions in lost tax revenue.
The charities
weren't making much, either. Most of the donated cars were sold by the charities
for a pittance at auction, and middlemen who administered the programs on behalf
of the charities took a large percentage of those meager profits.
So IRS
changed the rules last year. From now on, if your car is valued more than $500,
the deduction is limited to the charity's actual selling price. The donor must
attach a statement of sale to the tax return in order to receive the deduction.
(The charity is obligated to provide the statement within 30 days.) You are not
entitled to know the deduction amount before donating your car. Although the IRS
has closed the loophole in the law, there is still a way to deduct full market
value of your vehicle: If the charity uses the car itself to further its
specific purpose.
Article Source: http://www.articledashboard.com
MBA - International
Trade & Finance - Heriot-Watt University.
Bsc. Computers and Information
Systems - Long Island University - C.W Post Campus.
Hobby: Photography &
Cars.
Married with two Children.
Owner Editor of: www.Cars-I-Like.com
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